The Open Enrollment Period for the 2023 period ended January 31st, which means that Special Enrollment for the 2023 period has begun. You may be eligible to enroll in coverage outside of open enrollment if you have a major life event or meet a certain income level.
Certain life-changing events such as getting married, moving to a new coverage area, or losing job-based health coverage qualify you for a Special Enrollment Period (SEP). Some life events, such as pregnancy, having a baby, or adoption qualify you for an SEP and allow you to enroll in coverage with an earlier effective date. Certain life-changing events also allow consumers to make changes to their current coverage.
A Special Enrollment Period is also available for consumers based on yearly household income. Consumers with an annual income up to 200% of the Federal Poverty Level ($27,180 for an individual or $55,500 for a family of four in 2023) can now qualify for a Special Enrollment Period and can access nearly free health plans throughout the year
Additionally, our FRN Navigators provide end-to-end assistance by helping consumers complete applications, enroll in qualifying health insurance and further, understand eligibility rules and how to pay premiums. Assisters also help consumers resolve any remaining issues such as providing documentation to maintain eligibility or other enrollment issues with the health insurance carriers.
You may call to make an appointment at 1-800-355-0271 or send an email to FRNNavigator@familyresourcenetwork.org. Bilingual Navigators are available upon request (Spanish and Russian). If you are leaving a voice message or sending an email, please make sure to include your full name, phone number, email, and any specific questions that you may have (suggested but not mandatory) and a health insurance navigator will follow up in a timely manner of 1-2 business days.
