About FRN Navigator

The FRN Health Insurance Navigator Program is dedicated to helping consumers learn about affordable health coverage options and how to obtain benefits. The Family Resource Network Health Insurance Navigator Program provides trained navigators to assist people in obtaining health insurance coverage through the Get Covered NJ Marketplace and NJ FamilyCare statewide. FRN’s trained navigators can help you understand your healthcare options, assist in completing the enrollment application, and understand how to use your health insurance coverage.

Learn About NJ FamilyCare

NJ FamilyCare is New Jersey’s health insurance program that provides free or low-cost health coverage for qualified residents of any age. It’s also known as Medicaid and the Children’s Health Insurance Program. Coverage includes doctor visits, prescriptions, hospitalization, vision, dental care, mental health, and substance use disorder services. Eligibility is based on income and household size.

For more information or to see if you qualify, please contact our Navigators at (800)-355-0271

Important Dates to Remember

The Get Covered NJ Marketplace helps uninsured people get health coverage. You can generally only Marketplace health insurance during the yearly Open Enrollment Period unless you qualify for Special Enrollment. There are things you can do to start getting ready before Open Enrollment and some upcoming key dates you should mark on your calendar.

Open Enrollment: November 1, 2023-January 31, 2024

Enroll by December 31st for coverage beginning January 1st 

Enroll by January 31st for coverage beginning February 1st 

Special Enrollment: February 1, 2024-October 31, 2024

Open Enrollment Information

Some individuals may qualify for Special Enrollment Period (SEP). You qualify for a SEP if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child. If you qualify for an SEP, you usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next Open Enrollment Period to apply. You can enroll in Medicaid and the Children’s Health Insurance Plan (CHIP) any time of year, whether you qualify for a Special Enrollment Period or not.